In Germany, the health insurance is free until the age of 25.
Our parents cover our health insurance actually.
And after that we pay 80 Euro per month.
And all the doctors and public hospitals are for free. Excluding major illnesses.
So last year I got the cold and I went to see the doctor.
I paid 356 NTD for the consultation fee and 297 NTD for the medicine.
So this is a price of seeing a private doctor.
In Japan, our health insurance fee depends on the number and income of your family, that’s why everyone is paying differently.
For example, my brother just got married and he has no children so he’s paying about 90 USD per month for his health insurance.
When you are insured. Under the age of five, you are responsible for 20% of the medical bill.
From age 6 to 69, you are responsible for 30% of the medical bill.
From 70 to 74, you are responsible for 20% of your medical bill.
When you are 75 or above, you are responsible for 10% of your bill.
Our government pays the rest of your medical bills.
I had my dental cleaning during my freshman year in college.
Even though I only needed to pay 30% of the bill. But I ended up paying about 1,000 NTD.
It’s really expensive to see a doctor in Japan that’s why we won’t go there unless it’s something serious.
Our national health system is actually mandatory so all the citizens have it.
And we have two major types.
Which is one for the working and the other for the non-working.
Now for the working, it all includes your salary and 50% is paid by your comany. However for the non-working.
There are several factors that are counted, such as the number of your family. The number of cars, the type of cars you actually have and different assets.
If you are just a mother and a father and a child with none of the others mentioned above,
Then you just have to pay around 1,000 NTD per month,
which would actually cover annual or biannual general checkups such as your blood and the x-ray and the others.
My uncle told me that the insurance in Vietnam costs 1 million VND.
If you go see the doctor without the insurance card, it will cost you 70 NTD.
If you have it then it will be free.